2. Role of the Platform & Explicit Disclaimer of Real Estate Transactions

Kartiqo operates the Platform as a neutral facilitator connecting real estate professionals, including brokers, realtors, and wholesalers. The Platform serves exclusively as a digital networking space for deal discovery, professional introductions, and educational content.

2.1 Absolute Disclaimer of Property Exchange

THE BUYING, SELLING, BROKERAGE, LEASING, EXCHANGING, OR ANY OTHER FORM OF PROPERTY TRANSFER OR REAL ESTATE TRANSACTION DOES NOT CONCERN THE KARTIQO COMMUNITY, THE WEBSITE, OR THE PLATFORM.

Kartiqo is not a party to any transaction. We do not broker, negotiate, facilitate, or participate in the actual transfer of real property, contracts, or funds between Users. Any agreement, contract, or exchange of money between brokers and wholesalers is an independent, off-platform arrangement that occurs solely between the involved parties. The Platform, its community members, and Kartiqo are entirely external to and uninvolved in these exchanges.

2.2 No Fiduciary Duty or Agency

• The Platform Is Not a Broker or Agent: Kartiqo is not a real estate broker, agent, fiduciary, or advisor. We do not owe any fiduciary duties to any User.
• No Supervision: We do not participate in, control, supervise, or monitor the terms, legality, or execution of any real estate transaction between Users.
• No Verification: We do not verify the validity of property titles, contracts, zoning laws, or the financial solvency of any User.

2.3 No Guarantee of Outcomes

We do not guarantee that Users will find deals, secure buyers, close transactions, or achieve any specific financial or business results through use of the Platform. All business outcomes are the sole responsibility of the individual User.

3. User Eligibility and Accounts

3.1 Eligibility

To use the Platform, you must:

• Be at least 18 years of age;
• Be a licensed real estate broker or agent where required by applicable law, or a legitimate real estate wholesaler;
• Provide accurate, complete, and truthful registration information;
• Have the legal capacity to enter into binding agreements.

3.2 User Accounts

To access certain features, you must register for an account. You are solely responsible for:

• Maintaining the confidentiality of your login credentials and password;
• All activities that occur under your account, regardless of whether the activities are undertaken by you or a third party;
• Notifying us immediately of any unauthorized use of your account or any other breach of security.

We reserve the right to suspend or terminate any account at our sole discretion, without prior notice, for any reason, including if we believe a User has violated these Terms or provided false information.

4. Acceptable Use and Prohibited Activities

By using the Platform, you agree to comply with all applicable laws and regulations. You are expressly prohibited from engaging in the following activities:

4.1 Prohibited Conduct

• Illegal Activity: Using the Platform for any unlawful purpose or in violation of any applicable law or regulation;
• Misrepresentation: Posting false, misleading, or inaccurate information, impersonating any person or entity, or misrepresenting your affiliation with any person or entity;
• Harassment: Harassing, threatening, stalking, or abusing other Users;
• Security Breaches: Attempting to gain unauthorized access to any part of the Platform, interfering with the proper functioning of the Platform, or introducing viruses, malware, or other harmful code;
• Data Scraping: Scraping, harvesting, or extracting data from the Platform using automated tools without our prior written consent;
• Spam: Sending unsolicited commercial messages to other Users.

5. Intellectual Property Rights

5.1 Ownership

All content, features, and functionality on the Platform, including but not limited to text, graphics, logos, software, and designs, are the exclusive property of Kartiqo or its licensors and are protected by copyright, trademark, and other intellectual property laws.

5.2 Limited License

Kartiqo grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Platform for its intended purpose. You may not reproduce, duplicate, copy, sell, resell, or exploit any portion of the Platform without our express prior written permission.

5.3 User-Generated Content

If you submit, post, or display any content on the Platform (including listings, comments, or messages), you retain ownership of your content. However, by submitting content, you grant Kartiqo a worldwide, non-exclusive, royalty-free license to use, reproduce, display, and distribute such content in connection with operating and promoting the Platform.

You represent and warrant that you have all necessary rights to submit such content and that it does not infringe on any third-party rights.

6. Disclaimers

6.1 “As Is” and “As Available”

THE PLATFORM AND ALL CONTENT, FEATURES, AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. KARTIQO MAKES NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

6.2 Content Accuracy Disclaimer

All listings, profiles, and information provided on the Platform are submitted by Users. Kartiqo does not verify or guarantee the accuracy, completeness, timeliness, or reliability of any such information. Users should conduct their own due diligence—including title searches, lien checks, and financial verification—before entering into any business arrangements.

6.3 Educational and Informational Content

Content provided on the Kartiqo blog is for informational and educational purposes only and does not constitute legal, financial, investment, or professional real estate advice. You should consult with qualified professionals (attorneys, CPAs, and licensed inspectors) before making any business decisions.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, KARTIQO AND ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND COMMUNITY MEMBERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO:

• Your use of or inability to use the Platform;
• Any inaccuracies or errors in content posted on the Platform;
• Any transactions, negotiations, contracts, or property exchanges between Users (including but not limited to failed deals, title defects, fraud, or financial losses);
• Loss of data, profits, or business opportunities;
• Unauthorized access to or alteration of your transmissions or data.

IN NO EVENT SHALL KARTIQO’S TOTAL LIABILITY EXCEED THE TOTAL FEES PAID BY YOU TO KARTIQO, IF ANY, FOR THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

8. Indemnification

You agree to indemnify, defend, and hold harmless Kartiqo, its affiliates, officers, directors, employees, agents, and the broader community from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

• Your violation of these Terms;
• Your use of the Platform;
• Your interactions, transactions, or property exchanges with other Users;
• Any content you submit to the Platform;
• Your violation of any applicable law or third-party rights (including real estate licensing laws).

9. Third-Party Links

The Platform may contain links to third-party websites or services that are not owned or controlled by Kartiqo. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. You access such links at your own risk.

10. Privacy and Data Protection

Your use of the Platform is also governed by our Privacy Policy, which is incorporated by reference into these Terms. By using the Platform, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy.

11. Termination

We may terminate or suspend your account and access to the Platform immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.

Upon termination, your right to use the Platform will immediately cease. Provisions that by their nature should survive termination (including intellectual property rights, limitation of liability, indemnification, and governing law) shall survive.

12. Changes to These Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will endeavor to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use the Platform after any revisions become effective, you agree to be bound by the updated Terms. If you do not agree to the new terms, please stop using the Platform.

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law provisions.

13.2 Dispute Resolution

Any dispute arising out of or relating to these Terms or your use of the Platform shall be resolved through binding arbitration in accordance with the rules of [Applicable Arbitration Association] in [Your City, State], or through the courts of [Your State]. Both parties agree to submit to the exclusive jurisdiction of such courts for arbitration purposes.

13.3 Informal Resolution

Before initiating any formal dispute resolution, you agree to contact us to attempt to resolve the dispute amicably.

14. Miscellaneous

• Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
• No Waiver: Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such rights.
• Entire Agreement: These Terms constitute the entire agreement between you and Kartiqo regarding the Platform and supersede all prior agreements.
• Assignment: You may not assign or transfer these Terms or any rights hereunder without our prior written consent. Kartiqo may assign these Terms without restriction.